Payment Plans

One N Only Travel offers flexible payment plans to make your travel planning easier and more accessible. We provide two types of payment options: In-House Payment Plans and Affirm Payment Plans. Below, you’ll find the details for each plan, including eligibility, terms, and important policies.


In-House Payment Plans

Our in-house payment plans are designed to help customers manage their travel purchases. Please review the following terms to ensure a smooth experience:

Key Terms and Conditions

  1. Completion Requirement:
    • All payment plans must be fully paid two weeks before the event date. Failure to complete your payments by this deadline may result in forfeiture of your reservation.
  2. Payment Due Dates:
    • Payments must be made by their scheduled due dates. If you are unable to make a payment on time, contact our support team immediately to discuss your options.
    • Failure to make a payment without contacting us will result in automatic cancellation of your payment plan. Hotel and shuttle packages may then be made available for resale to other customers.
  3. Refund Policy for Canceled Plans:
    • No Payments Made: If you cancel before making any payments, no refund will be processed, and no charges will apply.
    • Partial Payments Made: If you cancel after making partial payments, a refund will be issued minus a 20% processing fee of the total package price.
    • Completed Payment Plans: Once your payment plan is fully paid, the standard no-cancellation policy applies, and no refunds will be issued.
    • Cancellations Within 30 Days of Event: Payment plans canceled within 30 days of the event are non-refundable, regardless of the amount paid.
  4. Deadline for Modifications:
    • Requests for resale, rollovers, or modifications to your payment plan must be submitted at least 30 days before the event date. Modifications requested after this deadline may not be accommodated.

Affirm Payment Plans

With Affirm, you can split the cost of your purchase into fixed monthly payments. Affirm provides clear terms and no hidden fees, making it a great option for financing your trip.

How Affirm Works

  1. Easy Application Process:
    • Select “Pay with Affirm” at checkout.
    • Provide your name, email, phone number, date of birth, and the last four digits of your Social Security number.
    • Affirm will verify your identity and provide instant approval for a loan based on your eligibility.
  2. Transparency:
    • Affirm shows you exactly what you’ll owe each month, the interest rate, and the total repayment amount.
    • There are no hidden fees or surprises.
  3. Eligibility:
    • Affirm is available to U.S. residents aged 18 or older (19 in Nebraska).
    • You must have a valid Social Security number and a U.S.-registered phone number.
  4. Loan Terms:
    • Loan terms range from 3 to 36 months depending on your cart size and eligibility. Interest rates range from 0% to 36% APR.
    • Your first payment is due 30 days after One N Only Travel processes your order.
  5. No Late Fees:
    • Affirm does not charge late fees. However, late or missed payments may affect your credit score or future loan eligibility

Choosing the Right Plan

  • In-House Payment Plans: Ideal for customers who prefer a straightforward payment schedule and can complete payments before the event date.
  • Affirm Payment Plans: Perfect for those seeking flexible monthly payment options with transparent terms and no hidden fees.

If you have any questions about our payment plans, please contact One N Only Travel at [email protected]. We’re here to help you make your travel planning as seamless as possible.

Affirm Financing FAQ’s

Who is Affirm?

Affirm is a trusted financing partner that allows you to buy now and pay later with full transparency and no hidden fees.

What are Affirm’s fees?
  • Affirm charges 0% to 36% APR based on eligibility. All fees are disclosed upfront before you confirm your loan.
  • Example: A $1,500 purchase with a 15% APR over 18 months might cost $93.58 per month.
Will using Affirm affect my credit score?
  • Checking if you prequalify will not affect your credit score. However, making a purchase, missed payments, or late payments may impact your credit history.

Why was I denied financing?
  • Affirm evaluates multiple factors, including your credit score, income, and payment history. If denied, you’ll receive an email explaining the decision. Unfortunately, One N Only Travel cannot influence Affirm’s decision.
How do I make payments?
  • Payments can be made via debit card or ACH bank transfer through your Affirm account. You can also sign up for autopay to avoid missed payments.

What happens if I cancel my purchase?
  • Refunds for canceled Affirm purchases will be issued per our Cancellation Policy. If you’ve already made payments, Affirm will credit your bank account or debit card within 3–10 business days.
Still have Questions?

Visit the Affirm Help Center for additional support.